How to Receive Money from Abroad Using Western Union

If you live in Indonesia and have relatives or family members living abroad, you may need an international money transfer service to send or receive money across countries.

Thanks to modern technology, international money transfers can now be done quickly. One popular method is through Western Union, a global money transfer company known for offering a variety of payment options, including cash pick-up.

What is Western Union?

Western Union is a company that facilitates both domestic and international money transfers. It operates in over 200 countries, including Indonesia, and partners with more than 5,000 agents worldwide.

Western Union makes transferring money easy; you don’t even need a bank account to receive cash. With several transaction options available, you can send money in just a few minutes.

How to Send Money via Western Union

Sending money to or from another country using Western Union is simple. In Indonesia, Western Union agents are widely available, including at post offices, pawnshops, minimarkets like Indomaret, and several local banks.

Western Union Money Transfer Services Type

Western Union offers three money transfer services you can use:

1. Money in Minutes

This service allows the recipient to pick up cash from any Western Union agent. Here’s how it works:

1. Find the nearest Western Union agent.
2. Fill out the send money form.
3. Submit the form and provide the cash to be sent, including the transaction fee.
4. Keep the receipt and MTCN tracking number, which the recipient will need to collect the money.

2. Bank Account Transfer

This option allows the money to be sent directly to the recipient’s bank account. Here’s how to do it:

1. Find the nearest Western Union agent.
2. Fill out the send money form, including the recipient’s bank details.
3. Submit the completed form and provide the cash and transaction fee.
4. Keep the receipt and MTCN.
5. The money will be transferred to the recipient’s eligible bank account within 3 business days, depending on the destination country.

3. Mobile Wallet Transfer

This service allows the recipient to receive funds directly on their mobile phone. Follow these steps:

1. First, check if the destination country and mobile service provider support this feature.
2. Visit the nearest Western Union agent.
3. Fill out the send money form, including the recipient’s mobile number.
4. Submit the completed form along with the cash and transaction fee.
5. Keep the receipt and MTCN for tracking.

How to Receive Money with Western Union

To receive cash sent through Western Union, follow these steps:

1. Make sure you have the MTCN provided by the sender.
2. Visit the nearest Western Union agent (Post Office, Pegadaian, or local bank). You can find the nearest agent here: Western Union Location Finder.
3. Inform the customer service agent that you’re receiving money and present a valid ID (e.g., KTP, driver’s license, or passport).
4. Fill out the receive money form, including details such as the sender’s name, the amount, the country of origin, etc.
5. If the information matches the sender’s details, you’ll receive the money in cash with no additional fee.

Fees for Sending Money with Western Union

Western Union’s transaction fees vary depending on:

1. The type of transfer service you choose
2. The destination country

Always check the transfer fees in advance, fees at agent locations may differ from online fees. Also note that exchange rates may vary based on the delivery method and payment option.

For example, sending money through the Post Office in Indonesia starts from IDR 112,500 for amounts up to IDR 750,000.

See Video on How to Easily Send Money Abroad with Transfez

Western Union Agent Locations

You can send or receive money at over 19,000 Western Union agents across all 34 provinces in Indonesia, including:

Post Office (Kantor Pos)
Alfamart
Indomaret
Pegadaian
Bank BII
Bank Danamon
JNE
TIKI
Bank Saudara
Bank Jabar Banten
Bank BTN
Bank Muamalat
Bank Syariah Mandiri
Bank Bumiputera
Bank Nagari
Bank Jatim
Bank Sumsel Babel
Bank Kalbar
Bank Jateng
CIMB Niaga Mikro Laju
Bank Mestika
Andalusia Antar Benua
Bank DKI

Advantages of Using Western Union

1. Fast transaction process
2. Safe and reliable with protection systems in place
3. No minimum transfer amount required
4. No bank account needed to send money
5. Easy and straightforward process
6. Only the sender is charged an admin fee

That’s everything you need to know about using Western Union, from how to receive and send money to fee estimates. Western Union is a convenient and secure option for international money transfers, with fees based on service type and destination country.

Download Transfez App

Transfez App can help you transfer money abroad more quickly and efficiently. Jack Finance can also help your business in making transactions abroad. For those of you who want to send money to relatives who are abroad because they are studying, working, or traveling, Transfez will be ready to help. This app is available on Android as well as iOS.