Deretan Aplikasi Saham Terbaik Bagi Pemula Wajib Kamu Coba

Stock investing has become increasingly popular as many people see it as a highly profitable investment option for long-term financial growth. Today, beginners can start investing more easily thanks to the availability of various beginner-friendly stock trading apps.

Although stock investment offers higher potential returns compared to many other investment instruments, investors must also understand that it comes with significant risks. Choosing the right application is one of the most important first steps for beginners.

Best Stock Trading Apps for Beginners in 2026

Deretan Aplikasi Saham Terbaik Bagi Pemula Wajib Kamu Coba

1. IPOT (Indo Premier Online Technology)

IPOT is an online stock trading ecosystem developed by PT Indo Premier Sekuritas. This app is widely used by Indonesian investors.

Key advantages of IPOT include Robo Trading and an automatic Fund Evaluator, allowing users to set buy and sell instructions based on predefined prices. With its comprehensive features, investors can avoid missing trading opportunities at their desired price points.

2. Stockbit

Stockbit started as a social trading community, allowing investors to exchange insights, discuss listed companies, and share stock recommendations.

Market sentiment plays a big role in Stockbit, making it easier for beginners to understand market behavior through discussions. While not all information is 100% accurate, Stockbit has enhanced its platform by enabling stock trading in collaboration with Sinarmas Sekuritas.

3. MOST Mandiri

MOST Mandiri is the stock trading app developed by Mandiri Sekuritas, one of the largest brokers in Indonesia and a subsidiary of PT Bank Mandiri Tbk.

The app features a simple and user-friendly interface. Trading fees include 0.29% for selling and 0.18% for buying. Additional benefits include online account registration, online and offline training, and access to Mandiri Sekuritas’ daily research reports.

4. BIONIS – BNI Sekuritas Innovative Trading System

BIONIS is provided by BNI Sekuritas, part of PT Bank Negara Indonesia Tbk, one of Indonesia’s largest state-owned banks.

This app offers a beginner-friendly interface and requires an initial deposit of around IDR 1 million. One of its standout features is a trial account, allowing beginners to practice stock trading before using real funds.

5. RTI Business

RTI Business is an excellent app for beginners who want to analyze stocks and develop trading strategies.

The app provides charts, IDX Composite data, issuer news, financial reports, exchange rates, and even five-year company performance data. RTI Business also offers IDX virtual trading and stock trading simulations, making it ideal for learning.

6. Ajaib

Ajaib is one of the most popular investment apps today, widely recognized after featuring Korean actor Kim Seon Ho as its brand ambassador.

Managed by Ajaib Group, the platform offers both stock and mutual fund investments under Ajaib Sekuritas and Ajaib Reksadana.
Its clean and intuitive user interface makes it especially suitable for beginner investors.

7. Mirae HOST

Mirae HOST is a highly popular trading platform developed by Mirae Asset Sekuritas Indonesia.

It offers HOST for desktop/laptop users and NEO HOST for mobile users. However, it requires a minimum initial deposit of IDR 10 million. Investors can also choose to open a Customer Fund Account (RDN) at one of four partner banks.

8. Philips POEMS ID

Philips POEMS ID (Philip’s Online Electronic Mart System) is a trading-focused app developed by Phillip Securities.

The platform supports multiple bank options for Customer Fund Accounts, including BCA, Permata, Mandiri, Sinarmas, and BCA Syariah, providing flexibility for investors.

9. BCAS Best Mobile

BCAS Best Mobile is the stock trading app developed by BCA Sekuritas, designed with a user-friendly interface for beginners.

The app charges 0.18% for buying and 0.28% for selling, and includes features such as Stock Info, Real-Time Market Data, Portfolio Tracking, Expert Order, Watchlist, and Stock Charts.

10. MNC Sekuritas

MNC Sekuritas is part of MNC Group under PT MNC Kapital Indonesia Tbk.

This app is beginner-friendly with a low initial deposit requirement of just IDR 100,000. Trading fees include 0.18% for buying and 0.28% for selling, making it accessible for new investors.

These are some of the best stock trading apps for beginners in Indonesia that you can try. Each platform offers different features, fees, and advantages, so choose the one that best matches your investment goals, risk tolerance, and learning needs.

Start investing early and build your financial future step by step.

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