Looking for Business Ideas? Here Are 12 Business Recommendations with a 10 Million IDR Capital

Looking for some business recommendations? Want to start a business with a 10 million IDR budget? What kind of business would be best When starting a business, a capital of 10 million IDR is considered not too big but not too small either.

As an entrepreneur, you need to be smart in choosing business ideas that fit your budget and still bring in profits, right? For all Transfez readers who are planning to start a business with a 10 million IDR budget, check out these 12 business recommendations below!

12 Business Ideas with a 10 Million IDR Capital

1. International Money Transfer Business

International money transfer business? Can it really be done with just 10 million IDR?

If you’re sharp enough to spot the opportunity, this business could be one of your best options, and you might even start it with less than 10 million IDR! Wondering how?

Simply become a Transfez affiliate partner! Download the Transfez app, register, and invite 3 friends to use your referral code. Every time someone uses your code to send money abroad, like sending money to China, you’ll earn a commission.

Easy and attractive, right? Give it a try now!

2. Trendy Coffee Business

These days, coffee has become part of many people’s lifestyles. Trendy coffee with various recipes and types of beans is especially popular among urban Millennials and Gen Z.

You can start this business by purchasing an affordable coffee machine for around 2–3 million IDR. The rest of your capital can be used to buy other coffee equipment, a selection of affordable coffee beans, and other ingredients like milk and whipped cream.

To save costs, you can run this business from home, using social media for marketing and offering delivery services through online couriers.

3. Laundry by Weight Business

City dwellers are often too busy or too tired to do their laundry, which makes laundry by weight a highly demanded service, especially in big cities.

This business is an interesting option for those looking to start a business with just 10 million IDR. You can use an existing washing machine and buy some additional laundry-specific supplies.

4. Fashion Business

In today’s digital era, opening a fashion business is easier and more affordable. You don’t need to rent a shop, boutique, or outlet. This makes it a great option if you want to start with a 10 million IDR budget.

There are many niches to choose from, such as children’s clothing, streetwear, Muslim attire, sportswear, formal wear, and more.

If you’re a fashion lover, this is a perfect fit. You can design your own products, sell your thrift shop finds, import clothing, or source from specific suppliers.

5. Pet Shop Business

For animal lovers, a pet shop business is a great choice for a 10 million IDR startup.

According to VOA Indonesia, pet adoption increased significantly during the pandemic, making this a ripe opportunity for those interested in pet businesses.

If you only have 10 million IDR, start small by selling pet food, pet health products, grooming supplies, cages, pet cleaning tools, and small pets like hamsters or fish.

6. Traditional Coffee Stall (Warkop)

This business is similar to the trendy coffee business but caters to a slightly different market.
Warkop typically targets lower to middle-income customers and offers more affordable coffee options with a simpler menu.

This makes it a suitable choice for a business with a 10 million IDR budget.

7. Frozen Food Business

In today’s fast-paced world, many urban families rely on frozen food for convenience. This creates a great market opportunity.

To start, invest in a chest freezer costing around 2–3 million IDR. Use the remaining capital to stock up on frozen food from producers or even make your own.

Tempted to try this business as your 10 million IDR venture?

8. Beauty Product Business

With the rise of beauty vloggers and enthusiasts on social media, the demand for beauty products—both skincare and makeup—continues to grow.

This makes the beauty product business a promising option for your 10 million IDR startup.
There’s a wide range of consumer segments and product types you can choose from. Interested in giving it a shot?

9. Meatball (Bakso) Business

Who doesn’t love bakso? It’s a favorite dish for almost everyone.

This can also be a great 10 million IDR business idea. The ingredients are easy to find, you can use your kitchen equipment, and the recipes are readily available online.

Plus, there are many variations you can offer: bakso soup, fried bakso, grilled bakso, fish bakso, beef bakso, shrimp bakso, and more.

10. Bakery Business

Love baking? Then, starting a bakery is the perfect 10 million IDR business idea for you!

There are plenty of products you can sell, from bread, birthday cakes, pastries, sponge cakes, and more. The ingredients and tools are also quite affordable.

You can start from home, market your products through social media, or consign them to nearby shops and cafes.

11. Food Franchise Business

If you’re interested in the food business but don’t want the hassle of creating recipes, buying ingredients, and building a brand from scratch, a food franchise business might be right for you.

With franchising, you just pay a certain fee to become a partner of a well-known company, and they’ll provide the recipes, ingredients, and equipment needed.

Franchise prices vary depending on the brand, but many food franchises start from around 4 million IDR—perfect for your 10 million IDR startup budget.

12. Healthy Meal Catering

Nowadays, more people are becoming health-conscious and looking for healthier meal options.
However, many don’t have the time to prepare healthy meals themselves, creating a demand for healthy meal catering services.

Today, there are more affordable suppliers of healthy food ingredients, making this a great 10 million IDR business idea. This is also a golden opportunity if you love cooking—turn your hobby into a business and develop your skills at the same time. Sounds fun, right?

Have You Found Your 10 Million IDR Business Idea?

So, do any of the above 10 million IDR business ideas catch your eye? What are you waiting for? Let’s start your business journey today!

Download Transfez App

Transfez App can help you transfer money abroad more quickly and efficiently. Jack Finance can also help your business in making transactions abroad. For those of you who want to send money to relatives who are abroad because they are studying, working, or traveling, Transfez will be ready to help. This app is available on Android as well as iOS.