Tips to Safely Send Money Abroad Using a Credit Card

Using a credit card to send money abroad is a fast and flexible solution, especially when you don’t have enough funds in your bank account. However, this convenience can come with risks, such as hidden fees and security vulnerabilities, if not handled properly.

See also Pay by Card, The Smarter Way to Pay International Invoices!

Here are some essential tips to ensure safe and secure international transfers using your credit card.

1. Use a Trusted and Regulated Platform

Always choose money transfer services that are licensed and reputable. Well-known platforms like Transfez, Wise, Remitly, and Xoom have strong security systems and are widely used for international transfers. Avoid unfamiliar or suspicious websites—even if they promise cheaper fees.

2. Check for SSL Encryption

Before entering your credit card details, make sure the website URL starts with “https://” and displays a padlock icon in the address bar. This means the site uses SSL encryption to protect your personal and financial information from potential threats.

3. Avoid Using Public Wi-Fi for Transactions

Using public Wi-Fi to complete financial transactions can expose your data to hackers. If you’re in a public space, it’s safer to switch to your mobile data network when accessing any payment or transfer services.

4. Enable Credit Card Transaction Alerts

Turn on real-time SMS or email notifications from your credit card issuer. This helps you stay updated with every transaction and allows you to quickly detect and report any suspicious activity.

5. Review All Fees Before Confirming the Transfer

Before clicking “send,” take a moment to check the full breakdown of fees, including transaction charges, currency conversion fees, and potential cash advance fees from your bank. Trusted platforms will always show these clearly before you proceed.

6. Use a Credit Card Designed for International Transactions

Not all credit cards are suitable for global use. Make sure your card is enabled for international payments, and if possible, use one that offers added security features such as 3D Secure, OTP authentication, or auto-blocking of suspicious activity.

Sending money abroad with a credit card can be simple and efficient, but only if done securely. Choose the right platform, review all associated costs, and take the necessary steps to protect your financial information.

See Video on How to Easily Send Money Abroad with Transfez

Why Use Pay by Card on Transfez?

Using Pay by Card isn’t just about convenience—it also offers exclusive advantages that other payment methods can’t match.

1. Pay Now, Settle Later – Better Cash Flow Management

Take advantage of your credit card’s grace period, allowing you to defer payments to the bank without disrupting your cash flow. This means you can keep your business running smoothly without financial constraints.

2. Earn Credit Card Rewards

Every payment you make with your credit card earns reward points, cashback, or air miles, depending on your card issuer’s program. The more you use Pay by Card, the more benefits you unlock!

3. Fast and Hassle-Free Process

No more dealing with complex international bank transfers! With Pay by Card, simply upload your invoice and pay with your credit card. Transfez will handle the rest and send the funds to your recipient.

4. Global Coverage – Pay Invoices Worldwide

Pay by Card enables payments to multiple countries, including:
Thailand
Malaysia
India
Hong Kong
Singapur
Jepang
Inggris
Jerman
Belanda
Korea Selatan
Cina (AliPay)
Prancis
Belgia
Italia

More countries will be added soon to expand your business payment options!

5. Transparent Fees – No Hidden Costs

Unlike other international payment methods that often include hidden charges, Pay by Card ensures cost transparency with:

💰 Transfez Fee – A fixed fee for international transfers.
💳 Credit Card Fee – 2% of the total payment, including the Transfez fee.

How to Use Pay by Card

Getting started with Pay by Card is simple—just follow these easy steps:

1. Enter Invoice Details – Select the destination country and enter the invoice amount.
2. Upload Invoice & Provide Recipient Information – Ensure all details are correct, including the recipient’s bank details.
3. Pay with Your Credit Card – Use any VISA, MasterCard, or JCB credit card to complete your payment.
4. Transaction Processing & Fund Transfer – Once your payment is successful, Transfez will process the transaction and transfer the funds to your recipient’s account. You can also track the payment status in real time!

Why Stick to Traditional Transfers? Pay by Card Instead!
✔ Keep your business finances flexible
✔ Take advantage of credit card rewards
✔ Make international payments seamlessly

📌 Click here to start using Pay by Card and streamline your global payments today!

Download Transfez App

Transfez App can help you transfer money abroad more quickly and efficiently. Jack Finance can also help your business in making transactions abroad. For those of you who want to send money to relatives who are abroad because they are studying, working, or traveling, Transfez will be ready to help. This app is available on Android as well as iOS.