5 Best Platforms to Send Money Abroad Using a Credit Card

Need to send money overseas without the hassle? You can now use your credit card as a payment method through various trusted money transfer platforms. This solution is ideal if you’re looking for fast, flexible, and secure transactions even when your bank balance is limited.

See also Pay by Card, The Smarter Way to Pay International Invoices!

In this article, we’ll explore some of the most recommended international money transfer platforms that accept credit cards, along with their features and what to consider before choosing one.

Why Use a Credit Card for Sending Money Abroad?

Using a credit card allows you to:

1. Access funds instantly without waiting for your bank balance to top up,
2. Make quick payments, especially for urgent needs,
3. Earn cashback, reward points, or travel miles from your card issuer.

Recommended Money Transfer Platforms That Accept Credit Cards

1. Transfez

A trusted Indonesia-based platform that supports Visa, Mastercard, and JCB credit cards. One of its key advantages is the low transfer fee, often as low as 1.8% during promotional periods. Transfez also offers up to 45 days to settle your credit card bill, giving you extra flexibility. Local language support is also a big plus for Indonesian users.

2. Wise

A UK-based platform known for its transparent pricing and competitive exchange rates. Wise accepts both debit and credit cards and supports transfers to over 70 countries. It’s a reliable choice with an easy-to-use interface for both beginners and experienced users.

3. Remitly

Widely used for sending money from abroad to Indonesia, but it also supports outbound transfers. Remitly accepts credit cards and offers fast delivery times, including instant bank transfers or cash pickup, depending on the destination country.

4. Xoom

Xoom is part of the PayPal family. Xoom allows you to send money using a credit card either through your PayPal account or by entering your card details directly. It supports transfers to bank accounts, cash pickup locations, and even international mobile reloads.

5. Western Union

Which has gone beyond its traditional physical agent model. Through its app or website, you can send money using a credit card. Western Union is especially useful when your recipient prefers to receive cash at one of its many global locations.

What to Consider Before Choosing a Platform

1. Transfer Fees

Compare the transaction fees for using a credit card.

2. Delivery Speed

Some platforms offer instant transfers, while others take 1–3 business days.

3. Supported Currencies

Make sure the platform handles the country and currency you need.

4. Security & Reputation

Always use platforms with strong reviews and secure technology.

There are many options when it comes to sending money abroad with a credit card. The key is to choose a platform that suits your needs and budget. Pay attention to fees, features, and ease of use to ensure your international transfer is smooth, cost-efficient, and stress-free. Ready to send money? Choose the platform that fits you best and enjoy the freedom of global transfers, anytime, anywhere.

See Video on How to Easily Send Money Abroad with Transfez

Mengapa Menggunakan Pay by Card di Transfez?

Selain kemudahan, Pay by Card juga menawarkan keuntungan eksklusif yang tidak dimiliki metode pembayaran lain.

1. Bayar Sekarang, Lunasi Nanti untuk Kelola Arus Kas Lebih Baik

Manfaatkan periode tenggang kartu kredit Anda untuk menunda pembayaran ke bank tanpa mengganggu arus kas bisnis. Dengan cara ini, bisnis tetap berjalan lancar tanpa tekanan keuangan.

2. Dapatkan Reward dari Kartu Kredit

Setiap transaksi yang Anda lakukan dengan kartu kredit bisa mengumpulkan poin reward, cashback, atau air miles sesuai program dari penyedia kartu kredit Anda. Semakin sering menggunakan Pay by Card, semakin banyak keuntungan yang Anda dapatkan!

3. Proses Cepat dan Bebas Ribet

Tidak perlu lagi repot dengan transfer bank internasional yang rumit! Cukup unggah invoice Anda dan bayar dengan kartu kredit. Transfez akan mengurus proses transfer ke penerima.

4. Jangkauan Global untuk Bayar Invoice ke Berbagai Negara

Pay by Card memungkinkan pembayaran ke banyak negara, termasuk:
Thailand
Malaysia
India
Hong Kong
Singapur
Jepang
Inggris
Jerman
Belanda
Korea Selatan
Cina (AliPay)
Prancis
Belgia
Italia

Negara lainnya akan segera ditambahkan agar semakin banyak pilihan pembayaran untuk bisnis Anda!

5. Biaya Transparan – Tanpa Biaya Tersembunyi

Tidak seperti metode pembayaran internasional lain yang sering memiliki biaya tersembunyi, Pay by Card memastikan transparansi biaya dengan:
💰 Transfez Fee – Biaya tetap untuk transfer internasional.
💳 Credit Card Fee – 2% dari total pembayaran, termasuk biaya Transfez.

Cara Menggunakan Pay by Card

Mudah! Ikuti langkah-langkah berikut:

1. Masukkan Detail Invoice – Pilih negara tujuan dan jumlah pembayaran.
2. Upload Invoice & Informasi Penerima – Pastikan semua detail benar, termasuk rekening penerima.
3. Bayar dengan Kartu Kredit – Gunakan kartu kredit VISA, MasterCard, atau JCB untuk menyelesaikan pembayaran.
4. Transaksi Diproses & Dana Ditransfer – Setelah pembayaran berhasil, Transfez akan memproses transaksi dan mengirim dana ke rekening penerima. Anda juga bisa melacak status pembayaran secara real-time!

Kenapa Masih Pakai Transfer Tradisional? Gunakan Pay by Card saja!
✔ Jaga keuangan bisnis tetap fleksibel
✔ Manfaatkan keuntungan dari kartu kredit
✔ Lakukan pembayaran internasional dengan lebih mudah

📌 Klik di sini untuk mulai menggunakan Pay by Card dan permudah transaksi global Anda!

Download Transfez App

Transfez App can help you transfer money abroad more quickly and efficiently. Jack Finance can also help your business in making transactions abroad. For those of you who want to send money to relatives who are abroad because they are studying, working, or traveling, Transfez will be ready to help. This app is available on Android as well as iOS.