5 Best Platforms to Send Money Abroad Using a Credit Card

Need to send money overseas without the hassle? You can now use your credit card as a payment method through various trusted money transfer platforms. This solution is ideal if you’re looking for fast, flexible, and secure transactions even when your bank balance is limited.

See also Pay by Card, The Smarter Way to Pay International Invoices!

In this article, we’ll explore some of the most recommended international money transfer platforms that accept credit cards, along with their features and what to consider before choosing one.

Why Use a Credit Card for Sending Money Abroad?

Using a credit card allows you to:

1. Access funds instantly without waiting for your bank balance to top up,
2. Make quick payments, especially for urgent needs,
3. Earn cashback, reward points, or travel miles from your card issuer.

Recommended Money Transfer Platforms That Accept Credit Cards

1. Transfez

A trusted Indonesia-based platform that supports Visa, Mastercard, and JCB credit cards. One of its key advantages is the low transfer fee, often as low as 1.8% during promotional periods. Transfez also offers up to 45 days to settle your credit card bill, giving you extra flexibility. Local language support is also a big plus for Indonesian users.

2. Wise

A UK-based platform known for its transparent pricing and competitive exchange rates. Wise accepts both debit and credit cards and supports transfers to over 70 countries. It’s a reliable choice with an easy-to-use interface for both beginners and experienced users.

3. Remitly

Widely used for sending money from abroad to Indonesia, but it also supports outbound transfers. Remitly accepts credit cards and offers fast delivery times, including instant bank transfers or cash pickup, depending on the destination country.

4. Xoom

Xoom is part of the PayPal family. Xoom allows you to send money using a credit card either through your PayPal account or by entering your card details directly. It supports transfers to bank accounts, cash pickup locations, and even international mobile reloads.

5. Western Union

Which has gone beyond its traditional physical agent model. Through its app or website, you can send money using a credit card. Western Union is especially useful when your recipient prefers to receive cash at one of its many global locations.

What to Consider Before Choosing a Platform

1. Transfer Fees

Compare the transaction fees for using a credit card.

2. Delivery Speed

Some platforms offer instant transfers, while others take 1–3 business days.

3. Supported Currencies

Make sure the platform handles the country and currency you need.

4. Security & Reputation

Always use platforms with strong reviews and secure technology.

There are many options when it comes to sending money abroad with a credit card. The key is to choose a platform that suits your needs and budget. Pay attention to fees, features, and ease of use to ensure your international transfer is smooth, cost-efficient, and stress-free. Ready to send money? Choose the platform that fits you best and enjoy the freedom of global transfers, anytime, anywhere.

See Video on How to Easily Send Money Abroad with Transfez

Why Use Pay by Card on Transfez?

Using Pay by Card isn’t just about convenience—it also offers exclusive advantages that other payment methods can’t match.

1. Pay Now, Settle Later – Better Cash Flow Management

Take advantage of your credit card’s grace period, allowing you to defer payments to the bank without disrupting your cash flow. This means you can keep your business running smoothly without financial constraints.

2. Earn Credit Card Rewards

Every payment you make with your credit card earns reward points, cashback, or air miles, depending on your card issuer’s program. The more you use Pay by Card, the more benefits you unlock!

3. Fast and Hassle-Free Process

No more dealing with complex international bank transfers! With Pay by Card, simply upload your invoice and pay with your credit card. Transfez will handle the rest and send the funds to your recipient.

4. Global Coverage – Pay Invoices Worldwide

Pay by Card enables payments to multiple countries, including:
Thailand
Malaysia
India
Hong Kong
Singapur
Jepang
Inggris
Jerman
Belanda
Korea Selatan
Cina (AliPay)
Prancis
Belgia
Italia

More countries will be added soon to expand your business payment options!

5. Transparent Fees – No Hidden Costs

Unlike other international payment methods that often include hidden charges, Pay by Card ensures cost transparency with:

💰 Transfez Fee – A fixed fee for international transfers.
💳 Credit Card Fee – 2% of the total payment, including the Transfez fee.

How to Use Pay by Card

Getting started with Pay by Card is simple—just follow these easy steps:

1. Enter Invoice Details – Select the destination country and enter the invoice amount.
2. Upload Invoice & Provide Recipient Information – Ensure all details are correct, including the recipient’s bank details.
3. Pay with Your Credit Card – Use any VISA, MasterCard, or JCB credit card to complete your payment.
4. Transaction Processing & Fund Transfer – Once your payment is successful, Transfez will process the transaction and transfer the funds to your recipient’s account. You can also track the payment status in real time!

Why Stick to Traditional Transfers? Pay by Card Instead!
✔ Keep your business finances flexible
✔ Take advantage of credit card rewards
✔ Make international payments seamlessly

📌 Click here to start using Pay by Card and streamline your global payments today!

Download Transfez App

Transfez App can help you transfer money abroad more quickly and efficiently. Jack Finance can also help your business in making transactions abroad. For those of you who want to send money to relatives who are abroad because they are studying, working, or traveling, Transfez will be ready to help. This app is available on Android as well as iOS.