BRI Virtual Account is an ID number issued by the bank based on a request from a company. This ID number is then given to customers, whether individuals, institutions, or companies, to serve as the destination account for payment transactions.
Any deposit made through this ID number is automatically recorded in the company’s main account by the bank’s system, including the virtual account number and account name.
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One of the banks that offers virtual account services is BRI. A major benefit of virtual accounts is the automated payment confirmation, meaning customers don’t need to manually confirm payments with the company.
Paying via virtual account is faster and more efficient, making BRI’s virtual account very helpful for customers who want a quick and easy payment experience.
Another characteristic of virtual account numbers is their longer digit count compared to regular account numbers. A virtual account typically consists of 15 to 18 digits. This service is now offered by nearly all banks in Indonesia, including BRI, one of the most popular banks among Indonesians.
If you’re a BRI customer, don’t miss out on this practical payment method. If you don’t yet know how to pay using BRI Virtual Account, check out the guide below!
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How to Choose BRI Virtual Account as a Payment Method
1. Choose Virtual Account Payment Method on Marketplace
After placing an order on a marketplace, choose Virtual Account as your payment method.
2. Select BRI as Your Bank
You will then be shown a list of banks. Choose BRI, and the system will display your payment ID in the form of a BRI Virtual Account number.
3. Get Your Virtual Account Number
Use the virtual account number provided as your destination account for completing the payment.
How to Use BRI Virtual Account
There are three ways to use BRI Virtual Account: via ATM transfer, mobile banking, and internet banking. Here’s how:
1. Using BRI Virtual Account via ATM
- Go to the nearest BRI ATM
- Insert your card and enter your PIN
- Select “Other Transactions”
- Choose “More Options”
- Select the “Payment” menu
- Choose “BRIVA” to use BRI Virtual Account
- Enter the Virtual Account number you received from the marketplace, then press “Correct”
- Review the payment information on the screen. If it’s correct, press “Yes”
- Your Virtual Account payment via ATM is complete
2. Using BRI Virtual Account via Mobile Banking
- Log in to the BRI Mobile Banking app
- Tap the “Payment” menu
- Select “BRIVA”
- Enter your Virtual Account number
- Press OK to continue
- Transaction will be processed and completed
- You’ll receive an SMS confirmation once the payment is successful
3. Using BRI Virtual Account via Internet Banking
- Go to the BRI Internet Banking website
- Log in using your User ID and password
- Click on the “Payment” menu
- Select “BRIVA”
- Choose the account for payment
- Enter your Virtual Account number
- Input the payment amount
- Enter your password and mToken
- The transaction is successfully completed
Benefits of Using BRI Virtual Account
As mentioned earlier, using a BRI Virtual Account makes transactions easier for both buyers and sellers. But there are more benefits you can get from using this service:
1. Automatic Payment Confirmation
The BRI Virtual Account system uses automated confirmation, so you don’t have to upload transfer receipts or follow up with the seller to confirm the payment.
2. Easier Financial Reconciliation
With BRI Virtual Account, you can track transactions in real time. All transaction data can be downloaded as reports, making it easier to monitor incoming and outgoing payments.
3. Transactions Can Be Done Anytime
As long as you have an internet connection, BRI Virtual Account payments can be made anytime, without interruptions.
4. Buyers Don’t Need to Use the Same Bank as the Seller
Normally, interbank transfers incur extra fees, which can be frustrating. But with BRI Virtual Account, you don’t pay admin fees even if your bank is different from the seller’s, just send the payment to the VA number.
5. Simplifies Online Shopping
Another key benefit is how BRI Virtual Account streamlines online buying and selling, making e-commerce more accessible and profitable for everyone.
