Practical Ways to Pay Overseas Bills Without the Hassle: Save on Admin Fees & High Exchange Rates!

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Ever Felt the Headache of Paying International Bills? Imagine you’re relaxing, and suddenly you receive an email stating that your overseas tuition fees or an international vendor’s invoice must be settled by tomorrow. Your first thought is usually: “Ugh, do I have to go to the bank? The queues are long, the exchange rates are high, and don’t even get me started on the surprising admin fees.”

The good news is, you don’t have to deal with that bureaucratic drama anymore. In this digital era, paying overseas bills can be done while lying down at home, right from an app on your phone.

For more details on paying invoices with a credit card, check out Pay by Card.

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Why Does Paying Through a Bank Feel So “Heavy”?

Ways to Pay Overseas Bills

To be honest, the old way via conventional banks often comes with hurdles that cost you both time and money:

High Admin Fees: SWIFT transfer fees are often expensive, sometimes reaching hundreds of thousands of Rupiah per transaction.
“Suffocating” Exchange Rates: Banks often offer rates far above the mid-market price. When you do the math, the total amount you pay ends up being significantly higher.
Slow Processing: Your money can be held up for 3–5 business days. If your bill is close to its due date, this is a huge risk that could result in late fees.

Various Bills You Can Settle with Pay by Card

You can use this method for a wide variety of needs:

Education Fees (Tuition): Pay for university tuition or enrollment fees in Australia, the UK, Singapore, and many other countries.
Business Invoices: Quickly pay suppliers in China or professional service vendors in the United States.
Digital Subscriptions: Settle bills for software or international freelance services without the fuss.

The Transfez Innovation: Pay by Card

This is the feature I personally love from Transfez. Sometimes, a bill arrives exactly when your cash is being used for business capital or other necessities.

With the Pay by Card feature, you can pay international bills using your credit card limit, and the funds go directly into the recipient’s bank account!

The Benefit: The bill is settled today (sent as a bank transfer to the vendor), but you only pay the bank when your credit card statement is due next month. Plus, you still earn your reward points or travel miles!

How to Use It? It’s Super Simple!

I guarantee you won’t get confused. Just follow these steps:

Select Destination Country: Open the Transfez app and choose where the money is going.
Enter Bill Amount: Type in the amount of foreign currency required as per the invoice.
Enter Recipient Details: Input the destination bank account number (you can save this for future payments).
Choose Payment Method: You can select a local bank transfer (Virtual Account) or use your Credit Card.
Confirm & Send: Double-check the exchange rate and fees, then hit send. Done!

Is It Safe?

Rest assured, Transfez is officially licensed and directly supervised by Bank Indonesia. All your data is protected with high-level security standards, ensuring your transactions are 100% legal and secure.

Now you know that paying overseas bills doesn’t have to be expensive or complicated! With Transfez, you have full control over your money, save time, and can manage your cash flow more intelligently.

Download Transfez App

Transfez App can help you transfer money abroad more quickly and efficiently. Jack Finance can also help your business in making transactions abroad. For those of you who want to send money to relatives who are abroad because they are studying, working, or traveling, Transfez will be ready to help. This app is available on Android as well as iOS.