
Thanks to technological advancement, there are now many apps that can help with our daily activities. #WeUnderstand that managing finances can be tricky. In this era, it’s easy to give in to impulse purchases. Especially in big cities, lifestyle pressures often push us to buy things just for the sake of appearances, even when those items have little real value.
To prevent overspending, some of us try to track our cash flow with manual notes. But if your tracking is sloppy or inconsistent, it won’t be effective either.
So, what should you do to avoid becoming overly consumptive and manage your money wisely? Here are some of the best financial management apps you can download on your smartphone to improve your money habits. Scroll down to explore!
1. Mint
One of the most popular apps for managing personal finances is Mint. This app is well-known among millennials because it offers an all-in-one financial dashboard. Imagine this: inside Mint, you can link your bank accounts, investment portfolios, monthly bills, credit loans, and checking accounts. You can also track your monthly expenses to get a better picture of your cash flow.
2. UangKu
UangKu is perfect for those who are new to using budgeting apps. It’s not only easy to use, but it also provides daily spending limit recommendations. This helps you develop more controlled and intentional spending habits.
3. Level Money
If you’re an iOS user, you should definitely try Level Money. This app monitors your financial activity, whether it’s from a bank account or credit card, making it easier to avoid overspending. Another key strength of Level Money is its top-tier security; your financial data stays protected.
4. Money Lover
Another great iOS-friendly app is Money Lover. With this app, you won’t need to manually record your budget for food, transport, vacations, and more. Money Lover automatically categorises and tracks your spending, pretty convenient, right?
5. Wallet
Last but not least, Wallet. This app connects directly with your bank account, so every expense is automatically recorded. One of Wallet’s standout features is its multi-currency support, making it useful for global users.
So, do these 5 apps sound helpful for managing your monthly finances? We hope they guide you toward better financial planning and help you allocate your money for more productive purposes. If you’re still looking for more ways to manage your budget better, click here for a collection of practical tips.
While the 5 apps above are excellent for managing money, did you know there’s one more local app that helps you send money from Indonesia to overseas safely, easily, and affordably, potentially helping reduce your monthly expenses?
Yes, it’s Transfez!
With Transfez, you can send money from Indonesia to 50+ countries across 5 continents with transfer fees starting from just IDR 45,000. Backed by an official license from Bank Indonesia as a Fund Transfer Provider, Transfez ensures that every transaction is secure and your money arrives safely.
Have questions about how to use the app? Transfez’s Customer Support Team is ready to help, and you can contact them easily from within the app.
Download now on the App Store (iOS) and Google Play Store (Android), and use the referral code “FREETRY” to enjoy free transfer fee on your first transaction!
Download the Transfez App
The Transfez app helps you send money overseas quickly, efficiently, and cost-effectively. Jack Finance also supports cross-border transactions for businesses. Whether you’re sending money to loved ones abroad for education, work, or travel, Transfez is ready to help. Available on Android and iOS.