Secure and Easy Ways to Transfer Money to Japan

Transfez News

5 min read
Japan

Do you have relatives or family in Japan? Good news, transfer money to Japan is now simpler than ever. With the availability of modern platforms, both offline and online, international money transfers have become convenient and hassle-free.

Before making a transfer, there are a few crucial details to ensure your funds reach their destination safely. One of the most important is verifying the correct SWIFT/BIC code for Japanese banks. This code is a unique identifier used in international banking transactions, ensuring the funds are directed to the correct account.

Also read: What is the Cost of Living in Japan in 2024 and 2025?

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Understanding SWIFT Codes for Japanese Banks

transfer money to japan

The BIC (Bank Identifier Code), commonly known as the SWIFT code, is a unique transaction identifier used by banks for international transfers. Without the correct code, your transfer could go astray or even fail.

Each bank in Japan has its own unique SWIFT code consisting of 8 to 11 characters. This code includes a 4-character bank code at the beginning, followed by the country code “JP” for Japan, a 2-character location code, and an optional 3-character branch code.

To find the SWIFT code of the Japanese bank you’re targeting, you have several options. You can directly contact the recipient’s bank in Japan or check the bank’s official website, as they often list their SWIFT codes there. Alternatively, the easiest method is to search for the SWIFT code using a search engine like Google, Bing, Yahoo, or similar platforms.

Methods to Transfer Money to Japan

Here are some options for transferring money to Japan.

transfer money to japan

1. XE Money Transfer

XE Money Transfer is a popular choice for sending Japanese Yen from Rupiah. Transfers usually take about three business days, depending on the payment method. The fees are affordable, and it offers various transfer limits.

2. MoneyGram

MoneyGram is widely used in Indonesia due to its extensive network of agents across different regions. It’s an excellent option for sending money either as a cash pickup or direct deposit to a bank account. With over 350,000 agent locations globally, MoneyGram offers convenience for both senders and recipients.

3. Bank

For those who prefer traditional methods, bank transfers remain a reliable option. Visit your nearest bank branch and fill out the international remittance form. Be sure to inquire about administrative fees, as they vary between banks.

Transfer Money to Japan with Transfez

transfer money to japan

Is there a faster, safer, and more affordable way to transfer money to Japan? Absolutely! Transfez allows you to send money to over 70 countries in 33 currencies with competitive exchange rates. Your transactions are secure, as Transfez is officially registered and regulated by Bank Indonesia.

Steps to Transfer Money to Japan with Transfez:

1. Download and register your account on the Transfez app (free!).
2. Enter the amount you wish to send.
3. Verify your identity.
4. Provide recipient details in Japan, including their name and address.
5. Make the payment through the Transfez app.
6. Your transaction is complete!

Check Out Other Money Transfer Destinations with Transfez

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Download Transfez App

Transfez App can help you transfer money abroad more quickly and efficiently. Transfez Business can also help your business in making transactions abroad. For those of you who want to send money to relatives who are abroad because they are studying, working, or traveling, Transfez will be ready to help. This app is available on Android as well as iOS.

Transfez offers a flat fee of IDR 149,000 per transaction, with no hidden charges. If you transfer before 11:30 AM (WIB), your money will arrive in the recipient’s account within 15 minutes on the same day (D+0 business days). So what are you waiting for? Download the Transfez app now and enjoy a seamless way to transfer money to Japan!