Cost of Living in Semarang: A Complete Guide for Students and Families

Semarang, often called “The Lumpia City” or “Atlas City,” is the capital of Central Java Province and one of the largest cities in Indonesia. As a major economic and educational hub, Semarang attracts job seekers, students, and families looking for a decent quality of life and affordable living costs.

The city is home to well-known universities such as Diponegoro University and Semarang State University, making it one of the most popular destinations for students from across Indonesia.

The cost of living in Semarang varies depending on lifestyle. Students generally have lower expenses, especially if they avoid excessive spending. On the other hand, employees or families usually face higher costs due to additional needs and responsibilities.

To help you plan ahead and manage your finances wisely, here is a detailed breakdown of the living costs in Semarang.

Accommodation and Housing Costs

For students and newcomers, boarding houses (kost) are the most affordable and practical accommodation option. This is also recommended for single workers who have just moved to Semarang.

The price of boarding rooms varies depending on facilities, location, room size, and payment system (monthly, per semester, or yearly).

• Average boarding house rent: IDR 300,000–500,000 per month
• Facilities usually include a bed, wardrobe, study desk, water, and electricity
• Boarding houses located on the city outskirts tend to be cheaper

For those with a higher budget, exclusive boarding houses are available, with rents starting from IDR 1,000,000 per month or more. These typically offer private bathrooms and air conditioning, which is useful since Semarang is known for its hot daytime weather.

Utility and Household Bills

Utility costs include electricity, water, gas, and other basic services, especially for those renting a house.

Utility expenses vary depending on usage and household needs, so there is no fixed amount. In some cases, utility costs are already included in the rental price, which can significantly reduce monthly expenses.

Typical estimates:

• Electricity: around IDR 100,000–150,000 per month (with a refrigerator)
• Water: usually below IDR 50,000 per month

For those living in boarding houses, utilities are generally included in the rent.

Transportation Costs

For newcomers and students, public transportation is the most economical choice. Semarang offers various options, including Trans Semarang buses, public minibuses (angkot), ride-hailing services, and online taxis.

Estimated transportation costs:

• Public minibus (angkot): IDR 2,000–5,000 per trip

• Trans Semarang bus:

  • IDR 3,500 for the general public

  • IDR 1,000 for students (Monday–Saturday, with student ID)

  • Sundays: everyone pays IDR 3,500

Daily Food Expenses

Food costs in Semarang are relatively affordable. With IDR 10,000, you can already get rice, side dishes, vegetables, and iced tea at local food stalls.

Estimated food expenses:

• IDR 30,000 per day for three meals
• Around IDR 900,000 per month if eating out every day

If your accommodation includes a kitchen, cooking your own meals can significantly reduce expenses. For those without a kitchen, using a rice cooker (magic jar) is a practical way to save money.

Why Semarang Is an Affordable City to Live In

As the capital of Central Java, Semarang serves as a government, education, and economic center. Its strong economic potential and lower cost of living compared to major metropolitan cities make it an attractive destination for students and professionals alike.

Understanding your budget before moving is a smart step, not only in Semarang but in any city. Proper financial planning helps you avoid unnecessary expenses and manage your money more effectively, whether you are pursuing education or building a career.

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