Credit Card Payment App for Local Vendor Invoices: Why Businesses in Indonesia Should Try Transfez

Now, businesses need practical and efficient payment solutions, especially when it comes to managing vendor payments. Many business owners already have credit cards, but haven’t yet fully utilised them for paying vendor invoices. Fortunately, there is now a smart solution available: Transfez’s Pay by Card feature, a credit card payment app specifically designed to help businesses pay local vendor invoices in Indonesia with ease.

See also Pay Local Vendors with a Credit Card? Here’s the Smarter Way with Transfez

What Is a Credit Card Payment App?

A credit card payment app is a platform or application that allows users to make payments using their credit card, even for transactions that typically require bank transfers, such as vendor invoice payments. For businesses, this means having more control over cash flow, extended payment terms, and the ability to collect rewards points or cashback on expenses that normally wouldn’t accept card payments.

Why Use a Credit Card to Pay Local Vendor Invoices?

Many vendors in Indonesia still only accept bank transfers. But what if you could use your credit card to pay them while they still receive the payment as a standard bank transfer?

That’s where a solution like Transfez Pay by Card comes in. By acting as an intermediary, Transfez enables businesses to use their credit cards to pay vendors who accept only bank transfers, helping bridge the gap between card convenience and local transfer realities.

Key Benefits of Using a Credit Card for Vendor Payments

1. Extended Cash Flow

Using a credit card means your payment is not immediately deducted from your bank account. With a grace period of up to 45 days, you can better manage business cash flow and allocate funds to other priorities while waiting for invoices to clear.

2. Earn Rewards from Every Payment

Many credit cards offer cashback, points, or miles for transactions. With Pay by Card, even vendor payments can contribute to your credit card rewards, something that wouldn’t happen with ordinary bank transfers.

3. No Need to Ask Vendors to Accept Cards

You don’t need to convince your vendors to start accepting credit card payments. Transfez will process your credit card and forward the payment to your vendor’s bank account in rupiah (IDR), so the vendor receives payment as usual.

4. Faster and Easier Payments

With Pay by Card, you no longer need to juggle between different bank accounts or payment platforms. Everything is handled through a single app, saving time and reducing errors.

Why Choose Transfez for Business Payments?

Transfez is known for its reliable cross-border money transfer services. Now, with the introduction of Pay by Card for local vendors, Transfez brings innovation to domestic B2B payments in Indonesia. Here’s why it stands out:

1. Simple Interface

Transfez offers a user-friendly interface, making it easy for finance teams or business owners to initiate payments without confusion.

2. Transparent and Fixed Fees

Unlike other services that may charge hidden costs, Transfez applies a clear, flat fee structure, helping you forecast expenses more accurately.

3. Faster Processing Time

In many cases, vendor payments are processed and settled on the same day or next working day, depending on the destination bank.

4. Secure and Trusted

As a registered financial technology company, Transfez ensures all transactions comply with local regulations and industry best practices for data protection and financial security.

Who Can Benefit from This Feature?

Transfez’s Pay by Card is suitable for:

1. SMEs (Small and Medium Enterprises)

That want to maximise credit card limits to fund operational expenses.

2. Startups

Looking to extend the runway and maintain liquidity by leveraging card payment cycles.

3. Freelancers & Agencies

Who needs flexibility when paying suppliers, creative partners, or production vendors?

In a fast-paced business world, flexibility in managing payments is crucial. Transfez’s Pay by Card feature for local vendor payments offers Indonesian businesses a smarter, more efficient way to pay. Not only does it help smooth out cash flow and leverage card rewards, but it also eliminates friction in vendor relationships.

If you’ve been searching for an “application to pay invoices with a credit card in Indonesia,” this is it. Try Transfez today and take full advantage of your credit card for business operations.

Why Choose Local Pay by Card from Transfez?

• Pay with your credit card, even if your vendor doesn’t accept cards
• Defer payments up to 45 days (based on your card issuer), giving your cash flow some breathing room
• Get support 24/7, including invoice checks and data validation
• Enjoy peace of mind with secure, regulation-compliant transactions monitored by Bank Indonesia
• Earn double rewards, from your credit card and Transfez Point Rewards

With Local Pay by Card from Transfez, paying vendors who don’t accept cards is no longer a problem. It’s easier, more flexible, and allows you to take advantage of credit card perks, such as installment plans or reward points.

Ready to take control of your vendor payments?

Use the Pay by Card feature in the Transfez app today and streamline your daily business cash flow, smarter and safer.

Download Transfez App

Transfez App can help you transfer money abroad more quickly and efficiently. Jack Finance can also help your business in making transactions abroad. For those of you who want to send money to relatives who are abroad because they are studying, working, or traveling, Transfez will be ready to help. This app is available on Android as well as iOS.