Smart Ways to Pay Supplier Installments via Credit Card: Secure Cash Flow, Boost Your Profits!

Have You Ever Faced This Dilemma? As a business owner, you know the feeling when a supplier’s installment is due, but at the same time, you need cash to stock up on promotional items or cover sudden operational costs. You check your savings; the balance is there, but if you use it all for payments, your working capital becomes dangerously tight.

You have a credit card with a decent limit, but there is one problem: your supplier only accepts manual bank transfers and does not have an EDC machine.

Don’t worry, I have the solution! Now you can pay supplier installments via credit card using the Pay by Card feature from Transfez.

Why Should You Start Using Transfez Pay by Card?

You might be wondering, “How much do I actually gain by paying business bills with a credit card?” Here are a few powerful reasons:

1. Cash Flow Management (Buying Time)

This is the most critical point. By paying with a credit card, you effectively delay your cash outflow until your credit card bill is due (usually 30–45 days later). This extra time allows you to rotate your capital and generate even more profit!

2. Turn Your Bills into Free Vacations

It’s a waste if large supplier installments only go through regular bank transfers. With Pay by Card, every Rupiah you pay turns into reward points, cashback, or air miles. Pay your business bills, and the bonus could be a family holiday!

3. Global Reach (Local & International)

Is your supplier located abroad? No problem! Whether you need to pay vendors in China, Japan, Singapore, or the UK, it’s all possible. The fees are transparent: only 1.75% for local transfers and 2% for international transfers.

Read Also: Pay Local Vendors with a Credit Card? Here’s the Smarter Way with Transfez

4. Support for Various Card Types

Transfez supports credit cards with VISA, Mastercard, JCB, and even American Express logos. So, whatever card is in your wallet, it’s highly likely you can use it!

How to Use It? It’s Super Simple!

I guarantee you won’t be confused. Just follow these steps in the Transfez app:

1. Enter the Menu: Select Transfer & Pay, then click Pay by Card.
2. Upload & Fill Details: Upload a photo of your installment invoice and fill in the supplier’s bank account details.
3. Select Card: Enter the details of the credit card you wish to use.
4. Pay: Click confirm, and you’re done! Transfez will immediately process the fund transfer to your supplier’s bank account.

Is It Safe?

Absolutely! The Transfez team and I always prioritize your security. Transfez holds an official license and is directly supervised by Bank Indonesia. Therefore, all your transactions are legal and protected by high-level security standards.

Now you know that paying supplier installments doesn’t have to wait for cash to accumulate. With the Pay by Card feature from Transfez, you have full control to manage your business finances so they stay healthy and keep growing.

Read Also: Pay by Card, The Smarter Way to Pay International Invoices!