How to Open a Bank Account in Cote D’Ivoire. Not many people notice a country named Cote D’Ivoire. However, some expatriate decides to stay in the country and most of them have difficulties getting information about how to open a bank account in Cote D’Ivoire.
This place is located in Ivory Coast, a place in West Africa, where people come to the place either for a job or for other businesses. They mostly come from the surrounding countries such as Benin, Ghana, and many more. While some of them come from Asia, America, or Europe.
It is interesting to get information about opening a bank account in the country. There is not much information related to the detail. But, hopefully, through this article, you can figure out how to open a bank account in the country. For further detail and explanation, the following paragraphs can be a good start.
The benefit of Open a Bank Account in Cote D’Ivoire
Most foreigners in the country deal with many problems related to their financial activities. Some of them complain about the difficulties of finding a suitable local bank that collaborates with their existing account.
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Some also complain about the given charge whenever they need to make a payment or withdraw any cash. Therefore, opening a bank account in a local bank is a good solution for this issue. With the local bank account, foreigners can enjoy the following points of advantages.
• With a local account, you will get a local ATM card and debit card that will be able to support your daily financial transaction without high charges. Normally you will get some monthly charge for the services, but not to be charged every time you need to withdraw money or make a payment. Therefore, it can be economical to select.
• Opening a bank account in the country also can help to allow you to get other online services as well. So that you can easily perform the transaction anytime and anywhere without issues. For a businessman that always busies making payment and receiving payment, this is a good option to select.
• A local bank account can also help you to avoid a higher currency rate. Since you can select to open local currency savings account for your ease to perform daily money withdraw or debit. Therefore, it is recommended for most of the foreigners living in the country for years.
Procedures to Open a Bank Account in Cote D’Ivoire
If a foreigner plan to open a bank account in the country, there are several steps and procedures to follow. Typically, these procedures are similar in every local bank of Cote D’Ivoire. Therefore, for any bank selected as your preference, you still need to prepare the same documentation and perform similar steps.
To open a bank account in this country, you will need several important legal documents. This is to support the bank in verifying whether you are eligible to get a new bank account in the local bank or not. Otherwise, they shall not give you the account and reject your proposal. To have a bank account in the country, you need to have the following documents:
• A valid passport that has not expired, at least 6 months before the expired date.
• A valid VISA (if any) to support your passport identity and your purpose to stay in Cote D’Ivoire
• Proof of local address can be supported by giving your utility bills or any resident certificate.
• Two photographs for completeness shall be in passport size.
Once all documentation above is provided, the next thing you need to do is to be a presence in your preferred bank. There are several options for a local bank in Cote D’Ivoire.
However, it is recommended to select Ecobank, SGBCI bank, or Standard Chartered bank. Since these banks are a common selection for foreigners in the country. Whenever you arrive at the bank, the following procedures shall be performed accordingly.
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• Meet the bank officer to get all the necessary forms to open the bank account. Then, fill in the forms with valid information and data according to your identities such as passport or VISA. This will ease the bank officer to validate your information and personal data accordingly.
• After filling the form, then you need to give a copy of your supporting documents. So that the bank can proceed with the account number.
• Then, you need to make some money deposits as requested. Once you finish this step, your bank account will be activated. You will receive a bank book and ATM card that can be used a day after.
Those are all some important information related to how to open a bank account in Cote D’Ivoire. The above information can give a good overview of why opening a bank account in the country is necessary. Plus, you can also get good information on how to proceed with your new bank account in the local bank.
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So that in the future, you wouldn’t need to find any issues related to your daily financial activity. You can freely get paid or make a payment through your local bank account in Cote D’Ivoire anytime anywhere with fasten time.
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