Technological development makes all kinds of financial services available digitally. From food to public transportation, all the services have been digitised now. In the past, if we wanted to send money, both domestically or internationally, we had to go to a bank or a counter from a money transfer company. Presently, everything is easier with digital technology.
All your needs related to financial activities can be accessed directly from a smartphone. You only need to download the application for free. Then make transactions easily anywhere and anytime. So, here are five of the top money transfer apps in Indonesia you should know. In this review, you will also find remittance trusted in Indonesia that can be utilised to send money overseas.
Local Money Transfer Apps in Indonesia
This app will certainly make your banking stuff more manageable. Have you ever been in a situation where you have to transfer money to families or friends, but it is raining outside? However, you still need to make money transactions immediately.
If you already have a mobile banking app, then when faced with such situations, you will not panic and still can process the transactions. By installing this app, bank customers can certainly manage all the transactions through their smartphones.
Mobile banking services can also be used by choosing the menus that are already available in the app. To get the M-Banking app, you can download it directly from the App Store or Play Store.
This application can be used to transfer money or pay some transactions. By using the GO-PAY Transfer menu, for instance, users can send some balances to other users (only for verified accounts).
After the funds are sent, the user can withdraw the balance using a menu called GO-PAY Withdrawal. However, it should be noted that this feature only applies to users who have verified accounts.
Before being called as its name now, this application was originally named Go Wallet. As a virtual wallet run by GO-JEK, the GO-PAY service can be used to pay for all transactions made with the GO-JEK app.
Carrying the concept of a smart app, OVO is one of the popular local money transfer applications. Aside from being able to use to transfer some funds between users, you can use it to pay various transactions.
In general, users of this app can use OVO Cash services for various payments that have worked together with the platform. Also, there are OVO Points services where users can enjoy loyalty rewards exchanged for numerous attractive offers.
DANA is a start-up designed by Indonesian programmers. This platform has a mission to increase financial inclusion in Indonesia, namely through non-cash and non-card transactions. Using the concept of an open platform, DANA can also be connected to other digital transaction services.
International Money Transfer App in Indonesia
If you are looking for remittance trusted in Indonesia, Transfez is a good choice. This money transfer app allows you to send money overseas easily and quickly.
By using Transfez, you can also save transfer fees up to 80%. Meanwhile, with remittance services offered by banks, you will be charged around USD 25-30 per transaction. What's more, this web-based and mobile money transfer service gives you a competitive exchange rate. Plus, everything is transparent. You won't find any hidden fee on your transactions.
Besides, the remittance can be received in a shorter time compared with similar services. In certain countries, your funds can even be received in real-time.